Peaceful Path to Settlement
Call Us - 1800 608 088

Sort out the money with a Binding Financial Agreement – and break free from the past

Homepage > Separation Financial Agreement

It’s time to get a legally ratified financial agreement. To break the money shackles holding you together.

It has been in the too-hard basket, and somehow you muddled along, caught in relationship limbo. Stuck in the past but living in an unsettled, shaky and at times emotionally disturbed present.

Although things are bearable now, that could change. A new relationship partner, a friend whispering in their ear, and what was okay and agreed could sour, quickly. And then it gets ugly and expensive.

A Binding Financial Agreement ties up the loose ends. It frees you to step forward onto solid ground, walking your own path.

To make a fresh start in life without any lingering baggage, and with financial security and certainty.

An easier and better way to separate

easier way to separate using a separation agreement template

A Binding Financial Agreement is a comprehensive, legally authorised document about the separation of your financial assets. Who gets what.

It can cover the family home, investment properties, cars, furniture, shared portfolio savings, superannuation, and whether maintenance should be paid.

And our acclaimed and simple process will deliver that for you.

It involves two steps:

1) A documented Financial Agreement

A comprehensive agreed document between both parties. To confirm how you will share your financial assets.

2) Legal Advice

Each party has to meet with their own Family lawyer. To explain the document and to confirm that you understand and agree. After which, they certify the agreement. Only then is it legally binding. Our Legal Review Service will sort that out for you.

And then it’s done. Transfer the assets to the agreed owner, and step forward.

But it starts with the Financial Agreement document, and that part is easy.

Get started with RP Emery’s easy-to-use Financial Agreement Kit

How the Process works

This section explains how our process works in detail.

5 step financial agreement process

The Easier First Step

Start With the Financial Agreement Kit including BFA Planner – Just $49

Forget legal jargon and blank legal forms. Getting started here means answering a set of plain-English questions about your situation – in your own words, at your own pace.

We’ll ask about what you own and owe: property, super, savings, debts, vehicles, etc, and how you wish to divide it.

Alongside the BFA Planner, you’ll also have the plain-English User’s Guide, a step-by-step Process Guide, and a bonus Will Kit, because separation is exactly the time your Will needs updating too.

The completed questionnaire is yours to keep and serves as a properly organised record of your property and finances, which is what a thorough property settlement needs.

It’s a Word document you can save, step away from, and come back to. Nothing is sent anywhere until you choose to send it – so there’s no pressure to have every answer ready before you start.

When you do send your completed Planner to us for review, that’s what gets things moving. Your answers are used to build your draft Financial Agreement, drawing on the framework we’ve refined across thousands of BFAs since 2009 – reviewed personally by our team.

Then our team will be in touch. If your draft fits within the Legal Review Service, we’ll confirm it and talk you through what happens next; if it isn’t quite there yet, we’ll explain why and what still needs sorting.

If it’s ready to proceed, a payment of $990 gets your matter formally underway. From there, we work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for the next stage.

Once that’s done, the final balance payment of $2,260 unlocks the next stage: two independent lawyers – one for each of you. They provide the advice and certification the Family Law Act requires. Your lawyer will finalise your agreement and provide the final version ready for signing.

Get Started – Just $49

“I found it exceptional in every way. I was kept up to date with the process and any queries were answered within the day. It made the separation process much easier and I would highly recommend this service to any friends in the future. Thank you for everything.” — Kim Watt

A Look at What We Actually Ask

No dense legal clauses to wade through here – just plain questions about your situation, with enough detail to meet the law’s disclosure requirements and no more. Below is a look at a few sample questions from the questionnaire, so you can see how the Planner is set out.

It doesn’t matter what kind of financial agreement you need or which state you live in – the planner forms for foundation of the correct financial agreement for your situation.

BFA Planner Sample 1

BFA Planner Sample 2

BFA Sample 3

BFA Planner Sample 4

How to Obtain the Required Legal Advice at a Fixed Price

Important note: Under the Family Law Act a financial agreement is binding only when it is signed by both parties and contains a certificate confirming that each party has obtained independent legal advice prior to signing the agreement.

Our financial agreement review service is available to assist you in completing the legal advice component of your FA at a LOW FIXED RATE of just $3,250 for both parties.

Just like thousands of other delighted customers, you too can minimise the financial and emotional cost of separation by using our questionnaire-led process and Legal Review Service.

How It Works and What It Costs

A simple process – a few honest questions, a confirmed understanding, a draft preview so you know what’s coming, then the independent legal advice that makes it binding.

Fixed Pricing — No Nasty Surprises

Step What’s Included Price (inc GST)
1. BFA Planner Download, complete, and submit the BFA Planner – categories and approximate values only, no exact account numbers needed. Yours to keep regardless of what happens next. $49
2. Submit & Confirm We check we’ve understood your situation and intentions before anything proceeds – catching any gaps early, before you commit to the next stage. Complimentary
3. Fine-Tune Your matter formally begins. We work through the finer detail together by phone and email – the points people often miss – getting your agreement ready for final Legal Review. $990
4. Legal Review Final payment unlocks the Legal Advice stage where both parties receive  legal advice and certification from two independent lawyers, one for each of you. This is required to make your financial agreement binding. $2,260
5. Sign Once your lawyers are satisfied, you’ll receive the finalised version to sign. —
Total Cost for Two People $3,299

Applies to most customers — complex structures (e.g. multiple companies, family trusts) may involve additional fees, confirmed with you before proceeding.

 

Satisfaction Guaranteed – Our Promise to You

Satisfaction Guaranteed – Our Promise to You

If for any reason you are not completely satisfied with your purchase or our service, please phone our office on 1800 608 088 within seven (7) days of purchase and we will rectify the situation, issue a refund, or offer a credit towards future purchases.

testimonial de facto separation financial agreement

Why use RP Emery?

You can start now

From the comfort of your own home. Buy the document, download it and get started.

It’s easy to use.

The separation agreement template is written in plain English. Just fill in the blanks. And there is an Exclusive Member’s area packed with tips and guides to help.

Our experts are here to help

Don’t get stuck – just call 1800 608 088 and talk to a real person, here in Australia, happy and able to answer every question you have. To make it “stress-less” for you.

Thousands of successful financial separations

We have supported many thousands of Australian couples through a successful and pain-free financial separation. We are here to help and we know what we are doing.

“A fraction of the cost”

Go direct to lawyers and you can easily spend $8-10,000 to get a Binding Financial Agreement. Our combined service is less than half that price – for the same outcome.

Fixed price

A fixed price gives you certainty without the worries of the ticking $$$ clock at most law firms.

Stood the Test of Time

RP Emery has been operating for over 35 years, during which we have helped tens of thousands of Australians with their legal documents. Our glowing testimonials and continuous stream of referrals are a testament to the quality of our service.

What an incredible service, it took the pain out of a very volatile situation and saved me many thousands of $$$. I’m so appreciative of this brilliant service. Thank you so much
- Tess

Saved me many thousands of $$$

You guys were a great help to my ex-husband and I. Unbelievable how easy and almost stressless (if there’s such a word) you guys made it for us. Thank you again.
- Fajedda F.

Stress less

Thank you so much. Extremely happy about the entire process. You made my property settlement a calm, simple process in what can be a devastating time in a person’s life.
- David

A simple process

Or you could do nothing…

It is always surprising how many people tell us, “I wish I had done this earlier”. They floundered around in limbo, putting up with the niggles and occasional flare-ups.

Trying to walk on shaky and at times volatile ground, never quite sure where to put their foot. Accepting the money binds that held both parties back.

Which is ok… until it’s not.

Or you could break the shackles now – your choice.

Get started. Buy your Financial Separation Agreement template now – just $49.

Then once your Agreement is ready you can take advantage of the fixed price Legal Review Service from just $3,250, for both parties.

And finally break with the past and make a fresh start in life, with financial security and certainty.

Get Started with a Separation Agreement Kit- Just $49

Australian Law

Our Financial Agreements are drafted to comply with Australian Law

Professionally Drafted

The agreements are professionally drafted by Australian Family Law Experts

Instant Download

No Need to Wait. Download the Agreements Instantly

Easy to use

Plain English - No Legalese. Your Financial agreement is easy to use, edit and understand